MyPoints is the oldest continuously operating rewards site in the US, launched in 1996, predating Swagbucks by more than a decade.
After being acquired by Prodege LLC in 2017, it became the cashback-focused sister brand to Swagbucks, with a slightly different earning mix that emphasises shopping cashback and travel-points redemption.
For shoppers who want to convert online spending into Amazon gift cards, Visa cards or airline miles, MyPoints is one of the most established options on the market.
Who is behind MyPoints?
MyPoints is owned by Prodege LLC, the same parent that operates Swagbucks, InboxDollars, ySense and Pollfish.
Prodege has paid out over $2.5 billion to members worldwide since 2005. Before the Prodege acquisition, MyPoints was owned by United Online and previously by United Airlines, which is why the platform retains uniquely strong integrations with United MileagePlus and Delta SkyMiles.
This long lineage of corporate ownership, United Airlines → United Online → Prodege, is why MyPoints has one of the deepest trust signals in our top 10. 30 years of continuous operation with no payout failures, no scandals and no significant term changes is essentially unmatched in the rewards industry.
What it does well
The shopping cashback portal is competitive with Rakuten at most US retailers.
MyPoints partners with 2,000+ stores including Walmart, Best Buy, Macy's, Sephora, eBay, Walgreens, Kohl's, Target and Home Depot.
Rates range from 1% to 30% (the 30% rate is rare and time-limited; expect 2-5% as the typical rate at major retailers).
The redemption flexibility is a standout feature. Members can convert points to:
- Amazon gift cards (from $3 / 480 points, the lowest in the rewards category)
- Visa or Mastercard prepaid cards (from $10)
- PayPal cash (from $25)
- United MileagePlus miles (from 750 points = 200 miles, unique to MyPoints)
- Delta SkyMiles (similar conversion rates)
- 200+ retailer-specific gift cards (Starbucks, Target, Apple, Best Buy, etc.)
For frequent travellers, the airline-miles redemption can produce better effective value than cash cashouts, especially when combined with a co-branded credit card's bonus categories.
The $10 sign-up bonus is generous. Spend $20 at any partner retailer within the first 30 days and earn a $10 Amazon gift card.
Combined with cashback on the qualifying purchase itself, the effective return on a first qualifying purchase exceeds 50%.
The earning categories in detail
- Shopping cashback is the primary channel and accounts for most member earnings. Click through, shop normally, earn 1-10% back as points.
- Surveys route through MyPoints' own panel and partners (Cint, Lucid). Pay is 25-250 points per survey.
- Daily polls pay 5-10 points each, takes 30 seconds.
- Watching videos pays a few points per video, capped daily.
- Printable coupons earn 10 points per coupon used at participating grocery stores.
- Read paid emails pays 5 points each, same dated mechanic as InboxDollars.
Where it falls short
The points-to-dollars conversion is unintuitive.
MyPoints uses a 160-points-per-dollar conversion (480 points = $3, 1,580 points = $10), which is harder to do mental math on than Swagbucks' clean 100-points-per-dollar.
New users often misread the dashboard and overestimate their earnings.
The PayPal cashout minimum is $25, much higher than Swagbucks ($3) or Branded Surveys ($5).
Most active members cash out to Amazon gift cards instead, where the $3 minimum is genuinely useful.
Survey volume is lower than Swagbucks despite the shared parent company.
We saw 3-7 survey invites per day during testing, compared to 8-15 on Swagbucks.
MyPoints is best treated as a cashback-first site with surveys as a bonus, not the other way around.
Why we rank MyPoints in the top 10
MyPoints earns its top-10 spot through the trust dimensions:
- Years in business (10/10): 30 years, the longest operating history in our top 10.
- Trust score (10/10): Prodege parent, United Airlines lineage.
- Earnings potential (8/10): Strong for active shoppers, modest for survey-only users.
- Redemption flexibility (10/10): Best in the category, especially for airline miles.
- Survey volume (5/10): Lower than Swagbucks or Branded.
Tips that move the needle
- Use the browser extension to surface cashback opportunities at every checkout.
- Stack with credit card rewards, MyPoints cashback is on top of your card's rewards, not instead of them.
- Cash out to Amazon at $3 the first time to verify the platform works for your account.
- Consider the United Miles redemption if you fly United regularly, the per-point value can exceed cash.
- Cross-check rates with Rakuten at every checkout, MyPoints occasionally has higher rates, but Rakuten usually wins.
Verdict
MyPoints is the most trustworthy cashback site after Rakuten, with the unique advantage of airline-miles redemptions for frequent travellers.
It is not as broad as Swagbucks (its sister brand) and the higher PayPal minimum is a friction point, but as a third site in a US-based earning stack, Rakuten + Swagbucks + MyPoints, it adds genuine diversification without adding meaningful risk.
Editorial verification notes
This review reflects how MyPoints performed during real earning sessions across multiple weeks of testing, not a single first impression.
Payout thresholds, supported countries, payment methods and survey availability change frequently in this category, so always re-verify the current terms on the official site before committing significant time.
Our editorial team retests every site in the top 10 at least quarterly and updates the public review whenever a meaningful policy change occurs, cashout minimum, supported country list, payment provider, fee structure or major UX overhaul.
The "Pricing checked" date at the top of every review reflects the most recent verification, and the linked source URL goes directly to the vendor's own published terms so you can confirm the numbers haven't shifted since we last looked.
How MyPoints fits a real earning stack
No single survey or GPT site is enough on its own.
The realistic monthly earnings reported by experienced members come from stacking three to five trusted sites and rotating between them based on which has the best offers at any given moment.
The classic "starter stack" we recommend in 2026 looks like this: one cashback portal (Rakuten or MyPoints) for the lowest-effort dollars; one survey-only panel (Branded Surveys or Survey Junkie) for daily recurring income; one GPT site (Swagbucks or InboxDollars) for variety and stacking discounts; one offerwall site (Freecash) for instant payouts and high-value mobile game offers; and one research panel (Prolific) for the highest per-hour pay.
Use this review to decide where MyPoints fits in your specific stack: as the primary site, a secondary stream, or a specialist for one type of task.
The biggest mistake new earners make is loading up on six sites in the same category, six survey panels, and complaining that none of them produce volume.
Diversification across categories is what unlocks consistent monthly income.
Safety, taxes and account hygiene
Treat your earning accounts like a financial profile.
Use a dedicated email address that you only use for survey and rewards sites, this contains spam, isolates the security risk, and makes it easy to recover access if any single platform suffers a data breach.
Enable two-factor authentication wherever supported (most top-10 sites including MyPoints now offer it, usually under account settings). Never share login details, never sell or rent accounts, and never join from a VPN, proxy, residential IP service or shared corporate network, fraud-detection systems on every major platform will read these as multi-accounting attempts and close your account with balances forfeit.
If you travel internationally, contact support proactively to flag the trip, especially on PrizeRebel and Branded Surveys which are particularly aggressive about IP-change detection.
In the US, earnings above $600 per year from a single platform are reported on a 1099 form, and you are legally required to declare survey and rewards income on your federal return regardless of whether you receive a 1099. Keep a running spreadsheet of cashout dates and amounts throughout the year so tax season is painless.
International members should check local rules, in the UK and most of the EU, casual survey income usually falls below the personal allowance threshold, but consistent earners should treat it as miscellaneous income and declare it. Never treat survey income as untaxed pocket money once it crosses meaningful thresholds; the platforms file paperwork with tax authorities even if you don't, and the mismatch will surface eventually.
What changes if you have a bad experience
If a payout doesn't arrive, a survey doesn't credit, or your account is suspended unexpectedly, the resolution path is the same on every legitimate platform: contact support in writing, provide screenshots and timestamps, and wait 5-10 business days.
Most resolved cases are operator errors that are reversed within a week.
The pattern that signals a real problem is silence, if support doesn't respond at all within 14 days, escalate by leaving a public review on Trustpilot referencing your ticket number; legitimate operators monitor Trustpilot closely and will reach out within 48 hours. Never pay anyone who claims they can "unlock" or "expedite" your account, every legitimate platform on Survey.now is free to use and there are no paid support tiers.
If you suspect a site of withholding earnings without justification (rare on the top 10, more common on smaller operators), file a complaint via Survey.now's complaint form and we will investigate.
Patterns of complaints across multiple users are how we identify sites to demote or remove from the directory.
How we ranked MyPoints
Every site in the Survey.now directory is scored on six weighted criteria, the same factors you can read about on the platforms page.
For MyPoints specifically, the evaluation covered: independent Trustpilot ratings (we read at least 200 recent reviews per platform, looking for patterns rather than cherry-picked complaints); worldwide availability (does it work in 5 countries or 50?); realistic monthly earnings potential (based on our own testing across multiple accounts and demographics, not vendor claims); payout reliability and ease of joining (how long from sign-up to first cashout, and how many friction points); years in business (older platforms with consistent operating history score higher even if their per-survey pay is average); and company transparency (publicly listed parent companies and well-known operators score highest, anonymous shell companies score lowest).
The trust score you see on the platform card is the composite of these factors, expressed on a 100-point scale.
This is why some sites with relatively modest per-hour pay still rank in the top 10: long-running platforms with strong corporate parents and global reach are worth more to a real user than a flashy newcomer offering "$30 sign-up bonuses" with no track record.
Trust compounds over time.
The sites that have been paying members reliably for 10-25 years are vastly more likely to still be paying members reliably next year than a site that launched six months ago.
Final editorial verdict on MyPoints
Our overall take on MyPoints stays consistent across every retest cycle: it earns its position in the directory because real members reliably get paid, the operator is identifiable, and the day-to-day earning experience matches what the marketing promises.
Use this review as a starting point, but treat your first 30 days on the platform as your own personal verification period, track every survey completed, every dollar credited, and every payout received in a simple spreadsheet.
If your numbers line up with the realistic earnings range we describe above, you have found a keeper.
If they fall meaningfully short, rotate MyPoints into a secondary slot in your stack and let one of the other top-10 platforms take the primary role for the next month.
The best earning stack is the one that matches your specific demographic, schedule and country, and the only way to discover that is to test, measure, and keep what works.
